(210) 872-5411
Conventional loans are offered by private lenders and backed by private mortgage insurance companies. They've got some strict credit and income requirements, but if you can make the cut, there are some sweet perks waiting for you.
Conventional loans often flaunt lower interest rates than government-backed loans, potentially saving you a boatload of cash over your loan's lifetime.
Since they're not bogged down by government regulations, conventional loans have more flexibility in terms of loan amounts, property types, and other factors.
Conventional loans can offer down payments as low as 3%, with private mortgage insurance added to your monthly payments.
Competitive interest rates, low down payments, flexible loan terms, and potentially lower upfront costs and more predictable monthly payments than other mortgage programs!
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A home loan that can offer you competitive interest rates, low down payments, flexible loan terms, and potentially lower upfront costs and more predictable monthly payments than other mortgage programs. To apply, you just need to follow four simple steps.
Get pre-qualified with a mortgage pro like me so you can determine your budget.
Find a home in your price range and fill out your mortgage application with your mortgage advisor.
The lender will review your credit history, employment history, and financial information.
Getting approved for a Conventional Loan begins with taking a look at your unique situation and then building a roadmap to help get you to homeownership. Schedule a consultation today to start!
A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government.
Schedule Now!Conventional loans can be used to finance a single-family home, multi-family home, or other real estate property.
Schedule Now!The requirements for a conventional loan include a minimum credit score, stable employment, and a down payment of at least 5-20% of the purchase price.
Schedule Now!The benefits of a conventional loan include flexible terms, large loan amounts, lower interest rates, no mortgage insurance, multiple uses, tax benefits, and no income limitations.
Schedule Now!Yes, a conventional loan can be used for refinancing an existing mortgage.
Schedule Now!The loan process for a conventional loan involves the submission of a loan application, credit report, and other documentation, followed by loan underwriting and approval.
Schedule Now!The expected timeline for a conventional loan can vary, but typically takes several weeks to several months, depending on the complexity of the loan and the lender's underwriting process.
Schedule Now!Find out what people are saying about the expert service they’ve found at Gold Financial Services!
I am a Conventional Loan specialist and I’ve worked with hundreds of home buyers and their families to help them unlock the door to the home of their dreams.
(210) 872-5411
Getting approved for a veteran loan begins with taking a look at your unique situation.
Getting approved for a veteran loan begins with taking a look at your unique situation.